The Diversifi Protocol defragments DeFi by providing an open infrastructure and building blocks for cross-chain apps: a robust technological infrastructure, pre-made functionality blocks, tokenomics and apps. Blockchain protocols are siloed because of technical, financial, and regulatory obstacles. As a result, DeFi is a collection of fragments: liquidity pools, options, vaults, strategies, future contracts – all of which are locked within the boundaries of the network and smart contracts. The result is poor user experience, limited functionality, insufficient liquidity and high costs. To unlock the value and increase adoption to reach a network effect, DeFi should be unfragmented. Services should be interoperable, interconnected (both cross-chain and off-chain), user-friendly and smart.