GBBC Member Careers

UK Risk Lead



England, UK
Posted on Tuesday, November 14, 2023
At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives.

Job Description Summary:
PayPal UK is seeking a dynamic, innovative, and driven Risk Lead to join our high-performing UK Risk and Compliance team, reporting to the Head of Risk and Compliance. The role is critical in enabling the sustainable growth of PayPal’s business in the UK, which offers payment solutions, financial services including credit products to its consumers and merchants in those markets. It will focus on ensuring regulatory compliance along with the enhancement and implementation of the Risk framework.

Job Description:
  • Lead the SLOD oversight on all non-financial risk, financial risk and broader enterprise risk matters for PayPal’s business in the UK.
  • Embed PayPal’s ERM framework for the business in the UK including the risk appetite, KRI, annual risk assessments etc.
  • Engage with the FLOD Business, Risk and Compliance Leads (BRCLs) to ensure that risks are properly identified, assessed, managed and controlled within the Bank’s Risk Appetite.
  • Develop and maintain effective working relationships with the BRCLs and the broader FLOD across all businesses.
  • Provide expertise / input on enterprise-wide risk management in the context of risk frameworks, governance, management and measurement, stress testing, strategy, and regulatory expectations.
  • As the Risk SME collaborate with the PayPal globally, on designing the UK specific framework.
  • Provide the second line oversight on the safeguarding processes
  • Collaborate with global and PayPal Europe stakeholders on the development and coordination of enterprise risk transformation offerings.
  • Leads the delivery of thematic risk reviews and other risk-insight initiatives; Leads the facilitation of risk assessments to support major decision making.
  • Supports the Head of Risk and Compliance in developing annual objectives for the Risk function, working collaboratively with all members of the risk team.
  • Responds to ad-hoc risk queries from the business and leadership teams
  • Identify control improvements required for PayPal’s business in the UK to operate within defined impact tolerances when, not if, severe but plausible disruptions occur.
  • Lead the SLOD responsibilities for risk activities such as risk and control self-assessments (RCSA’s), risk reporting, overseeing key risk indicators (KRI’s), risk incident management, and much more.
  • Leading regular risk reporting for the Risk Management Committee and sub-committees
  • Supporting the management of key governance processes within the organisation and providing support to Risk Governance committees
  • Provide the SLOD oversight of the PayPal’s Crypto produces and services in the UK.

Basic Qualifications
  • 10+ years in the financial industry with proven experience in Risk leadership roles for regulated financial services firms (large banks, payments institutions).
  • Significant experience with the UK and European regulators and the regulatory exam process in a financial institution.
  • Extensive knowledge of FCA credit requirements plus appreciation of broader European credit regulatory landscape.
  • Personal confidence and humility. Gravitas and outstanding communication and interpersonal skills, applicable at all levels of PayPal. Adept at building internal as well as external network.
  • High personal resilience a self-starter with energy and drive for results. A high degree of self-motivation is a given.
  • Degree level education.
  • Excellent English communication and written skills.
  • Experience in partnering with and counseling senior business clients, particularly in the context of a rapidly changing and growth-oriented environment.
  • Strong problem solving, operational process and analytical skills.
  • High energy and creativity, an entrepreneurial spirit, and the desire to work in a fast growth and changing environment
  • Ability to work within a matrix environment and cross functionally with commercial, operations and technology functions
  • Experience in working in close partnership with commercial & product owners to develop pragmatic solutions to internal and external stakeholder requirements.
  • Strong project management skills and change management experience.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit

Who We Are:

To learn more about our culture and community visit

PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 400 million consumers and merchants in more than 200 markets to join and thrive in the global economy. For more information, visit

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at

As part of PayPal’s commitment to employees’ health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance. Depending on location, this might include a Covid-19 vaccination requirement for any employee whose role requires them to work onsite. Employees may request reasonable accommodation based on a medical condition or religious belief that prevents them from being vaccinated.

REQ ID R0108195